Hero Fincorp Limited Unlisted Shares

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 Hero Fincorp Unlisted Shares Details

NameHero Fincorp Limited Unlisted Shares
SectorNBFC
Security TypePre-IPO/Unlisted Equity Shares
Face Value₹ 10
ISIN CodeINE957N01016
Available in DepositoryCDSL & NSDL
Hero Fincorp Unlisted Share Price₹ 1550 Per Equity Share
Lot Size50 Shares
Minimum Investment₹ 70,000-80,000
All Time High₹ 1520
All Time Low₹ 700
Highlights- NBFC Arm of Hero Motocorp
- Provides Retail, Digital & Corporate loans at over 3100 touch points
PANAAACH0157J
*Rates and lot size mentioned above for Hero Fincorp Unlisted Shares are indicative and subject-to change. Kindly check the latest rates of Hero Fincorp Unlisted Shares with us.

 About Company:

Hero FinCorp Limited was Incorporated in December 1991 as Hero Honda FinLease Limited; the restructuring of the parent company Hero MotoCorp Limited, led to the present form as Hero FinCorp Limited.

Hero Fincorp is in the business of financing, leasing, bill discounting and other financial services. The company provides housing loans through its subsidiary Hero Housing Finance Ltd.

Hero Fincorp currently has a presence at over 4,100 touch points spread over more than 2000 locations.

Products:

Retail Loans:

  • Two-wheeler Loans: Hero Fincorp provides two-wheeler loans to customers at a competitive interest rate.
  • Used Car Loans: Hero Fincorp is a best-in-class provider of Financing Solutions for both certified & non-certified Used Cars.
  • Personal Loan: Hero Fincorp provides personal loan to its customers at a competitive interest rate.
  • Loyalty Loan: Hero Fincorp also provides loyalty loans.

Digital Loans:

  • Simply cash: Hero Fincorp has started instant loan disbursal through simply cash initiative where the company disburses unsecured loan ranging from INR 50k to INR 125K with no physical documentation. The company provides such loans with the flexible repayment schedule, with best in industry interest rates and by charging processing fees at 2.5% + GST as applicable. The customers may use this facility for various needs like to buy a new phone, to meet emergency needs or to buy furniture to name a few.

Corporate Loans:

  • Loan against property: Hero Fincorp provides loans to its clients against residential, commercial and industrial properties as collateral.
  • SME and commercial loans: Hero Fincorp provides SME and commercial loans at affordable interest rates coupled with easy documentation, quick approval, repayment flexibility, proactive customer service and transparency.
  • Supply chain finance/ bill discounting: Hero Fincorp supports the immediate liquidity requirement of the clients by providing them funds against their receivables at attractive interest rates. The loans can be secured/ unsecured depending on the rating of the company of which the bills are raised.
  • Working capital loan: Hero Fincorp provides a working capital loan to the clients as and when they require funds to fulfill some high-value orders or higher amount order processing in a short time.

Besides the above, Hero Fincorp also provides

  • Machinery loans,
  • Medical equipment finance,
  • Unsecured Business Loan
  • Business Loan
  • Doctors Loan
  • Bill Discounting or Invoice Discounting
  • Home Loan* etc. to its customers.

Hero Fincorp Business Performance Highlights FY 2022-23:

Hero Fincorp Unlisted Shares - Loan Disbursements Hero Fincorp Unlisted Shares - Loan Assets Hero Fincorp Unlisted Shares - Loan Assets Mix Hero Fincorp Unlisted Shares - Borrowing Mix Hero Fincorp Unlisted Shares - Gross NPA    Hero Fincorp Unlisted Shares - Profit/Loss after tax   Hero Fincorp Unlisted Shares - Book Value Per Share  
Image Source: Hero Fincorp Annual Report FY 2022-23

Hero Fincorp Unlisted Shares - Credit Ratings
Source: Hero Fincorp Annual Report FY 2022-23

Swot Analysis: Hero Fincorp

Strengths
• Strong Brand Name (Hero Fincorp)
• PAN India presence of network by Hero Fincorp
• A well-defined and scalable organizational structure based on product, territory, and process knowledge at Hero Fincorp
• Experienced and stable senior management team at Hero Fincorp
• Cost of borrowing at Hero Fincorp being one of the lowest in the industry
• More than 7.5 Million happy customers of Hero Fincorp
• Consistent financial track record with rapid growth in AUMs at Hero Fincorp
• Strong relationships with public, private, as well as foreign banks, institutions, and investors, forged by Hero Fincorp
• Strong brand pedigree and a successful track record at Hero Fincorp

Weaknesses
• Business and growth at Hero Fincorp directly linked with the GDP growth of the country
• Retail portfolios at Hero Fincorp also likely to come under stress

Opportunities
• Large untapped market, both rural and urban and also geographically, presents a significant opportunity for Hero Fincorp
• Huge opportunity to finance as more and more customers are likely to go for Technology upgradation, and Hero Fincorp is well-positioned to provide such financing
• Onboarding customers on technology platforms and effectively used for extending credit on their working capital needs, enhancing Hero Fincorp’s digital footprint on recovery.
• NBFCs like Hero Fincorp have an opportunity to provide financing solutions to MSMEs, which have traditionally struggled to access credit from banks.

Threats
• Inadequate availability of bank finance and an upsurge in borrowing cost pose potential threats to Hero Fincorp
• Competition from captive finance companies, small banks, etc., is a challenge Hero Fincorp needs to address
• External risks associated with liquidity stress, political uncertainties, fiscal slippage concerns, etc., may affect Hero Fincorp.
• Regulatory and compliance-related changes in the sector affecting NBFCs like Hero Fincorp need to be monitored closely.
Excerpts from: Hero Fincorp Annual Report FY 2022-23

Future Strategy
Hero Fincorp’s Board of Directors has laid out a comprehensive roadmap for achieving Hero Fincorp’s corporate objectives in the medium-term and long-term, spanning the next 1-2 years. These strategies will be instrumental in driving Hero Fincorp’s continued success:

  1. Digital Initiatives: Hero Fincorp is committed to prioritizing digital innovation. Hero Fincorp will focus on pioneering digital initiatives to better serve Hero Fincorp’s valued customers. Moreover, Hero Fincorp will actively engage in educating Hero Fincorp’s customers about the convenience of digital EMI payments.

  2. Data Analytics Integration: As part of Hero Fincorp’s strategy, Hero Fincorp will harness the power of data analytics. This will be a cornerstone of Hero Fincorp’s approach in streamlining the loan disbursement and recovery processes, ensuring efficiency and precision in Hero Fincorp’s operations.

  3. Enhanced Loan Portfolio Quality: Hero Fincorp recognizes the importance of a strong loan portfolio. Hero Fincorp is dedicated to further improving the quality of Hero Fincorp’s loan portfolio, emphasizing prudent lending practices and risk management.

  4. Customer Loyalty and Satisfaction: Hero Fincorp places immense value on building enduring relationships with Hero Fincorp’s customers. Hero Fincorp will continue to prioritize strategies that lead to winning customer relationships and an exceptionally high level of customer satisfaction.

  5. Work from Home: As part of Hero Fincorp’s innovative working culture, Hero Fincorp will actively promote the concept of remote work, further enhancing the work-from-home model. This will be supported by employee up-skilling and re-skilling efforts, ensuring a motivated and proficient workforce.

Hero FinCorp IPO News:

Click the link below to get details about Hero FinCorp IPO Plans:

Hero FinCorp IPO 2024: Financial Details, Investment Banks, and Unlisted Share Performance

 Hero Fincorp Financials

Financial in Crores unless specifically mentioned
ParticularsFY 2022-23FY 2021-22FY 2020-21
Income
Revenue from operations
Interest income5,719.604,241.873,877.79
Dividend income0.740.740.74
Profit on sale of investments (net)85.6343.4423.94
Rental income0.111.735.84
Gain on derecognition of financial instruments under amortised cost category23.1315.84-
Net gain on fair value changes-21.0522.66
Insurance commission21.2215.3613.17
Others charges551.17398.63333.94
Total revenue from operations6,401.604,738.664,278.08
Other income45.9559.0055.44
Total income6,447.554,797.664,333.52
Expenses
Finance costs2,173.951,678.531,710.31
Net loss on fair value changes299.71--
Impairment on financial instruments1,212.231,840.811,417.74
Employee benefits expenses542.15356.45285.61
Depreciation and amortization37.9333.1935.21
Other expenses1,446.361,142.71813.58
Total expenses5,712.335,051.694,262.45
Profit/ (loss) before tax735.22254.03)71.07
Total tax expense255.27(62.13)19.45
Profit after tax479.95(191.90)51.62
EPS (In INR)37.70(15.07)4.23

 Hero Fincorp Unlisted Shares Price Chart

*Rates mentioned in the chart are indicative.

 Hero Fincorp Unlisted Shares Trend

Trend

Trend Identifier

Extremely Bullish
Bullish
Neutral
Bearish
Extremely Bearish

The trend indicator above has been derived from the current demand/supply of Hero Fincorp Unlisted Shares. The trend has a tendency to change anytime depending on the market conditions and other events. This indicator must not be construed as any recommendation to buy/sell/hold.

 Hero Fincorp Unlisted Shares Valuation (Market Capitalisation)

Total Number of Outstanding Shares: 127,306,674 (As per Annual Report FY 2022-23)

Market Cap Scenarios:

At 1000 Rs/Share, Hero Fincorp Unlisted Shares values the company at approx. Rs. 12,730 crores.

This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Hero Fincorp unlisted shares.

At 1100 Rs/Share, Hero Fincorp Unlisted Shares values the company at approx. Rs. 14,000 crores.

This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Hero Fincorp unlisted shares.

At 1200 Rs/Share, Hero Fincorp Unlisted Shares values the company at approx. Rs. 15,276 crores.

This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Hero Fincorp unlisted shares.

 Hero Fincorp Shareholding

Source: Annual Report FY 2022-23

 Hero Fincorp Peers

Below are the comparable peers with business models that are nearly identical to Hero Fincorp.
The peers mentioned have a similar line of business and may not be comparable on an apple-to-apple basis.
Name Listing Status
Arohan Financial ServicesUnlisted
Five Star Business FinanceUnlisted
HDB Financial ServicesUnlisted
L&T Finance HoldingsListed
Maxvalue Credits and InvestmentsUnlisted
Motilal Oswal Home FinanceUnlisted
ICL FincorpUnlisted
Shriram Transport Finance CompanyListed
Tata CapitalUnlisted

 Hero Fincorp Corporate Actions

Dividend

Hero Fincorp Dividend:

  • FY 2022-23: Final dividend @ 81% i.e. Rs. 8.10 per equity share, for the FY 2022-23.
  • FY 2021-22: No Dividend declared
  • FY 2020-21: Rs. 1 per equity share (Face Value Rs. 10)

Rights

No information found for Hero Fincorp Rights Issue

Buyback

No information found for Hero Fincorp Buyback

Split

No information found for Hero Fincorp shares split

 Hero Fincorp Annual Reports

 Hero Fincorp News

Buy Hero Fincorp Unlisted Shares

 FAQ for Hero Fincorp Limited Unlisted Shares

How to buy Hero Fincorp Unlisted Shares?

Process of Buying Hero Fincorp Unlisted Shares

Get connected with us and inquire for the Hero Fincorp Unlisted Shares

We will quote the current prevailing market rates of the Hero Fincorp Unlisted Shares (Subject to availability)

If you agree on the rate and quantity, we will send our bank details. (Please note, we accept payment only through bank)

Buyer transfers the fund in our bank account and buyer also need to send their demat details (for initiating share transfer process)

Post receiving funds and demat details, we initiate transfer of Hero Fincorp unlisted shares. The shares usually gets transferred on same/next working day in your demat account

For detailed buying process, refer here

What is the minimum lot size for buying Hero Fincorp Unlisted Shares?

The minimum lot size for investing in Hero Fincorp Unlisted Shares is 50-100 Shares

What is the lock-in period for Hero Fincorp Unlisted Shares?

The Lock-in period for Hero Fincorp Unlisted Shares will be Six Months. The Lock-in period starts from the date of IPO allotment. (According to SEBI Regulations)

What happens after the lock-in period gets completed?

As per the SEBI guidelines, lock-in period for Pre IPO shares is six months. The lock-in period starts from the date of allotment of IPO. During the lock-in period, the shares remain in your account but are marked as locked. After six months, the shares automatically gets unlocked and one can sell it normally on stock exchanges like any other listed shares

Is buying Hero Fincorp Unlisted Shares Legal?

Yes, buying Hero Fincorp Unlisted Shares is completely legal

How to check price of Hero Fincorp Unlisted Shares?

You can regularly check the updated price of Hero Fincorp Unlisted Shares at our Website and on our Telegram Channel

When can we expect IPO of Hero Fincorp (Hero Fincorp Limited)?

The IPO of Hero Fincorp can be expected in medium term to long term. However, the company has not revealed its IPO plans as of now

Where to buy Hero Fincorp Unlisted Shares?

At Unlisted Arena, you can buy Hero Fincorp Unlisted Shares and many such Pre IPO Shares easily at most reasonable rates with a hassle-free process. Unlisted Arena is India’s leading dealer in Unlisted & Pre IPO Shares

How to sell Hero Fincorp Unlisted Shares?

You can sell Hero Fincorp Unlisted Shares:

Before IPO: You can sell Hero Fincorp Unlisted Shares before IPO too. You need to have a buyer for this shares. We can also help you to liquidate your holdings of unlisted shares.

After IPO: Once the lock-in period is complete, you can sell the shares on stock exchanges(NSE/BSE) just like any other listed shares

How to transfer Hero Fincorp Unlisted Shares?

There are two methods to transfer Hero Fincorp Unlisted Shares
Method 1 – Offline Transfer

In this method, you must have a Delivery Instruction Slip (DIS) book which is provided by your broker. All the demat broking companies have its own DIS book. Along with DIS, there is an annexure which is to be submitted by the seller. Annexure too is provided by the demat broking company. After filing DIS and annexure, duly signed by the seller, they are to be handed over to your respective broker. Post that, your broker will process the request and transfer the shares as per details provided

Method 2 – Online Transfer

One can also transfer shares online through E-DIS/Off Market share transfer. The client must check with their respective brokers if they provide such facility. One can also transfer shares through CDSL easiest (for CDSL Demat) and NSDL Speed-E (For NSDL Demat) after registering into it

Are Hero Fincorp Unlisted Shares in demat form?

Yes, Hero Fincorp Unlisted Shares are in demat form just like listed shares. You can buy and store them in your demat account. Like listed shares, Unlisted Shares also have their ISIN code so that you can verify the authenticity of shares

Where will be Hero Fincorp Unlisted Shares/Pre IPO shares be reflected?

Once the process is complete, Hero Fincorp Unlisted Shares will reflect in your demat account. The shares usually gets reflected in your Depository holdings (DP Holdings). You can check it in your stock brokers app/website. The shares are also shown on your DP transactions and holding statement.

You can also check your holdings in the following:

If you have CDSL Demat Account – CDSL Myeasi app

If you have NSDL Demat Account – NSDL Speed-E

Many investors do ask ‘How to buy Hero Fincorp Unlisted Shares in Zerodha, Angel One, Upstox, etc?’
You can buy Hero Fincorp in any demat account with any broking company

How much time will it take to get Hero Fincorp Unlisted Shares credited in my demat account?

When it comes to delivery of unlisted shares- Be assured as Unlisted Arena is the fastest in delivering shares. Once the process is completed, we usually deliver the shares on same day or the next working day. i.e T day or (T+1) working day

How much STCG tax is applicable on Hero Fincorp Unlisted Shares/Pre IPO Shares?

Short Term Capital Gains Tax: If unlisted shares are sold in 24 months or less, gains from such sale are taxed at the slab rate

How much LTCG tax is applicable on Hero Fincorp Unlisted Shares/Pre IPO Shares?

Long Term Capital Gains Tax: If unlisted shares are sold after holding for more than 24 months, gains on such sale will be taxed at 20% after indexation

What will be the tax applicability if Hero Fincorp Unlisted Shares gets listed?

Tax on Capital Gains on Unlisted Shares that are sold after getting listed: The tax rates will be the same as that on purchase and sale of listed shares.
That is, the long-term gains (shares sold after holding for more than one year) will be taxed at 10% after a threshold of ₹ 1 lakh per financial year.
Short-term gains (gains on selling shares in one year or less) will be taxed at 15%

Where can I find Hero Fincorp Unlisted Shares price graph?

You can check the historical price trend by checking Hero Fincorp Unlisted Shares price graph here Hero Fincorp Unlisted Shares price chart will help you get an idea about price-action. You can also check the current trend of Hero Fincorp Unlisted Shares here

How to check valuations of Hero Fincorp Pre IPO Shares?

For listed shares, there are numerous applications and website which shows the market capitalization of shares. But no need to worry, we have included market capitalization scenarios on our website which shows market cap/valuations of the company based on prevailing Unlisted Shares rates. In addition, we have also mentioned total number of shares so that you can easily calculate current market cap quickly without putting much efforts. Click here to see the valuations of Hero Fincorp Pre IPO shares
Quick tip: Market Cap= Total Outstanding shares x Price per share

How to check latest news and developments related to Hero Fincorp Unlisted Shares?

You can easily check latest developments, news related to Hero Fincorp Unlisted Shares on our website without any sign up or login. Click here to know about latest news and happenings

Why trust Unlisted Arena for buying Unlisted Shares and Pre IPO Shares?

Unlisted Arena is a prominent name which facilitates Unlisted Shares & Pre IPO Shares safely and securely. All the transactions are done through bank accounts where no third parties are involved. Unlisted Arena always quotes transparent rates and is also known for its fastest delivery of Unlisted Shares and Pre IPO Shares. Unlisted Arena gets featured regularly in India’s top most financial publications. You can check media coverage of Unlisted Arena here

Is Hero Fincorp a Pre IPO, Unlisted or Delisted share?

Hero Fincorp is a Pre IPO company. Hero Fincorp has plans to get its stock listed on exchanges

Can NRIs buy Hero Fincorp Unlisted Shares?

Yes, NRIs can also buy and sell Hero Fincorp Unlisted Shares just like domestic investors. But their investment is on a non-repatriable basis

How is market price of Hero Fincorp Unlisted Shares determined?

Like any listed shares, Unlisted Shares price is also determined by demand-supply of Unlisted Shares. Higher the demand, higher the price and vice-versa. The rates of Unlisted Shares are also derived from its performance, corporate actions such as declaration of results, bonus, dividend, etc. Another important aspect is share price/valuation of its listed peer. If the listed business is identical, unlisted companies share price/valuation will too be in similar fashion

What are the brokerage/charges for buying/selling Unlisted Shares/Pre IPO Shares?

At Unlisted Arena, we charge Zero Brokerage/Charges. The rates quoted by us are- net rates, i.e., you do not need to pay any brokerage or charges

How to buy Hero Fincorp Unlisted Shares in Zerodha/Angel broking/Hero Fincorp/Upstox/ICICI Securities or any other demat account?

One can buy Hero Fincorp Unlisted Shares in any demat account – no matter with which broker you have a demat account. There is no need for separate/special demat account for buying Unlisted Shares

From where does Unlisted Arena source Hero Fincorp Unlisted Shares?

Unlisted Arena sources Hero Fincorp Unlisted Shares from existing investors looking to liquidate their investment

Will I get dividend, bonus on Unlisted Shares?

Yes, you are eligible to get dividend, bonus and/or any other corporate actions declared by the company. You need to hold the Unlisted Shares in your demat account on the record date declared by the company to be eligible for such corporate actions

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