Motilal Oswal Home Finance Limited Unlisted Shares

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Motilal Oswal Home Finance Unlisted Shares
₹ 14.15 Per Equity Share
Sector: Housing Finance
Lot Size: 1000 shares
Note: Stock prices are subject to change and may not reflect real-time values.

 Motilal Oswal Home Finance Unlisted Shares Details

NameMotilal Oswal Home Finance Limited Unlisted Shares
Short NameMOHFL Unlisted Shares
SectorHousing Finance
Security TypeUnlisted Equity Shares
Face Value₹ 1
ISIN CodeINE658R01011
Available in DepositoryCDSL & NSDL
Motilal Oswal Home Finance Unlisted Share Price₹ 14.15 Per Equity Share
Lot Size1000 Shares
Minimum Investment₹ 13900-14500
All Time High₹ 14.25
All Time Low₹ 6
Highlights- Motilal Oswal Home FInance (MOHFL) is a subsidiary of Motilal Oswal Financial Services. It is a professionally managed housing finance company
- MOHFL has a strong presence in Western and Southern India and is expanding in other parts of India
- MOHFL has a strong digital presence and offers online loan application and tracking facilities to its customers
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*Rates and lot size mentioned above for Motilal Oswal Home Finance Unlisted Shares are indicative and subject-to change. Kindly check the latest rates of Motilal Oswal Home Finance Unlisted Shares with us.

 About Company:

Motilal Oswal Home Finance Limited (MOHFL) is registered with National Housing Bank (NHB) and is amongst the leading new age Housing Finance Companies in India having its presence across 11 states in Western, North-Central and Southern India.

Motilal Oswal Home Finance is a professionally managed housing finance company with unique combination of financially sound and technically experienced parentage having built public trust of over 4 decades in the domain of financial services. The group is known for their professional ethics, robust knowledge and strong execution capabilities. Motilal Oswal Home Finance works on the business philosophy of financial inclusion of Lower Income Group Indian families by providing them an access to long term housing finance.

The aims to touch the lives of a larger populace by allowing the LIG segment in realizing their dreams to own their own ‘GHAR’ – a place where life is celebrated at its best – one’s own home – one’s own shelter – one’s own space in the world. – by providing simple and fast solution towards the Home Loan need. Motilal Oswal Home Finance make effective use of digital solutions including Online Housing Loans with optimum physical presence.

Motilal Oswal Home Finance is a subsidiary of Motilal Oswal Financial Services Limited (MOFSL). Motilal Oswal Home Finance is a well-diversified, financial services company focused on wealth creation for all its customers, such as institutional, corporate, HNI and retail.

Motilal Oswal Home Finance is registered with National Housing Bank (NHB) under section 29A of the National Housing Bank Act, 1987 as a HFC under section 29A of the National Housing Bank Act, 1987 vide Certificate of Registration No. 05.0111.14 dated May 19, 2014.

Motilal Oswal Home Finance Unlisted Shares
Source –  Motilal Oswal Home Finance Annual Report FY 2022-23

Presence of Motilal Oswal Home Finance:

 

Motilal Oswal Home Finance Unlisted Shares
Source –  Motilal Oswal Home Finance Annual Report FY 2022-23

Loan Book & Borrowing Analysis

Motilal Oswal Home Finance Unlisted Shares
motilal oswal home finance unlisted shares
Source –  Motilal Oswal Home Finance Annual Report FY 2022-23

MOHFL Financial Performance FY 2022-23:
Motilal Oswal Home Finance Unlisted Shares
Source –  Motilal Oswal Home Finance Annual Report FY 2022-23

Key Highlights:

  • Highest ever PAT of ¥136 crore, registering a growth of 44% YoY in FY2023.
  • Disbursements in FY2023 grew by 57% YoY to ¥ 1,007 crore. Business is geared up for stronger growth in disbursements.
  • ICRA upgraded long term credit rating of Motilal Oswal Home Finance from AA- to AA (stable).
  • Motilal Oswal Home Finance has Independent Sales, Credit, Collection & Operations teams.
  • Cost of borrowing for Motilal Oswal Home Finance has come down by 24 bps YoY in FY2023 at 8.0%. Motilal Oswal Home Finance raised 1,052 crore in FY2023 at 7.5%.
  • New Book, which has originated post April 2018, contributed around 48% of Motilal Oswal Home Finance’s loan book with GNPA of <1%.
  • Motilal Oswal Home Finance has strong Liability Mobilizations from various Banks & Institutions at competitive rates.
  • Motilal Oswal Home Finance joined hands with U.S. Development Finance Corporation, world’s largest development finance institution, in FY2022 and has received commitment of USD 50 mn. Drawdown of USD 30 mn done till March 2023.
  • There was strong support from parent company Motilal Oswal Financial Services, total cumulative capital infusion from sponsor at T 850 crore resulting into lower net leverage (Debt/Equity ratio) of 2.2x.
  • Motilal Oswal Home Finance has in-house Loan Management System (LMS) and Loan Origination System (LOS) and separate mobile apps for sales, credit and collection.


Source – Motilal Oswal Home Finance (MOHFL) Annual Report FY 2022-23

Business Performance:

  • MOHFL has disbursed 1,007 crore of loans during FY2023.
  • Collection team of 690+ members along with robust legal team.
  • Collection Efficiency (Total EMI Collected/1 EMI Due) of 100.1% in FY2023.
  • Catering to 47,350+ families.
  • Loan-to-Value (LTV) ratio of 57%.
  • Fixed Obligation to Income Ratio (FOIR) of 42%.

Source – Motilal Oswal Home Finance (MOHFL) Annual Report FY 2022-23

Financial Performance:

  • Loan book stood at ₹3,772 crore as on March 31, 2023.
  • Net Worth of ₹1,148 crore as on March 31, 2023.
  • Profit stood at ₹136 crore during FY2023.
  • Yield of 13.9% and Cost of Funds (COF) of 8.0%.
  • Net Interest Margin (NIM) of 7.7% and Spread of 5.9%.
  • Gross Non-Performing Assets (GNPA) at 1.1% and Net Non-Performing Assets (NNPA) at 0.5%.
  • Stage 3 Provision coverage at 49%.
  • Net Debt to Equity ratio of 2.2x.
  • Cost to Income ratio of 38%.
  • Capital adequacy ratio of 51%.

Source – Motilal Oswal Home Finance (MOHFL) Annual Report FY 2022-23

MOHFL Credit Rating:
Motilal Oswal Home Finance Unlisted Shares
Source – Motilal Oswal Home Finance (MOHFL) Annual Report FY 2022-23

Motilal Oswal Home Finance Video:

Source: Motilal Oswal Home Finance Youtube Channel

 Motilal Oswal Home Finance Financials

Financial in Crores unless specifically mentioned
ParticularsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Interest Income513.42499.65529.38563.66628.57
Total Revenue from Operations526.80521.70539.19573641.46
Total Income531.93526.20545.52576.44648.41
Total Expense356.39407.89455.07515.52859.96
Profit/(Loss) before tax175.54118.3190.4460.91(211.55)
Profit/(Loss) after tax136.3694.8940.2239.07(136)
EPS (in INR)0.230.160.070.07(0.25)

 Motilal Oswal Home Finance Unlisted Shares Price Chart

*Rates mentioned in the chart are indicative.

 Motilal Oswal Home Finance Unlisted Shares Trend

Trend

Trend Identifier

Extremely Bullish
Bullish
Neutral
Bearish
Extremely Bearish

The trend indicator above has been derived from the current demand/supply of Motilal Oswal Home Finance Unlisted Shares. The trend has a tendency to change anytime depending on the market conditions and other events. This indicator must not be construed as any recommendation to buy/sell/hold.

 Motilal Oswal Home Finance Unlisted Shares Valuation (Market Capitalisation)

Total Number of Outstanding Shares: 6,03,34,46,625 (As per annual report FY 2022-23)

Market Cap Scenarios:

At 10 Rs/Share, Motilal Oswal Home Finance Unlisted Shares values the company at approx. Rs. 6,033 crores.

This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Motilal Oswal Home Finance unlisted shares.

At 12 Rs/Share, Motilal Oswal Home Finance Unlisted Shares values the company at approx. Rs. 7,240 crores.

This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Motilal Oswal Home Finance unlisted shares.

At 14 Rs/Share, Motilal Oswal Home Finance Unlisted Shares values the company at approx. Rs. 8,446 crores.

This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Motilal Oswal Home Finance unlisted shares.

 Motilal Oswal Home Finance Shareholding

Source: Motilal Oswal Home Finance Annual Report FY 2022-23

 Motilal Oswal Home Finance Peers

Below are the comparable peers with business models that are nearly identical to Motilal Oswal Home Finance.
The peers mentioned have a similar line of business and may not be comparable on an apple-to-apple basis.
Name Listing Status
Aavas FinanciersListed
Aptus Value Housing FInanceListed
Can Fin HomesListed
Five Star Business FinanceUnlisted
HDB Financial ServicesUnlisted
Hero FincorpUnlisted
HUDCOListed
Home First Finance CompanyListed
Indiabulls Housing FinanceListed
PNB Housing FinanceListed

 Motilal Oswal Home Finance Corporate Actions

Dividend

FY 2022-23:
No dividend declared for FY 2022-23

Rights

No information found for Motilal Oswal Home Finance Rights Issue

Buyback

No information found for Motilal Oswal Home Finance Shares Buyback

Split

No information found for Motilal Oswal Home Finance Shares Split

 Motilal Oswal Home Finance Annual Reports

 Motilal Oswal Home Finance News

Buy Motilal Oswal Home Finance Unlisted Shares

 FAQ for Motilal Oswal Home Finance Unlisted Shares

How to buy Motilal Oswal Home Finance Unlisted Shares?

Process of Buying Motilal Oswal Home Finance Unlisted Shares

Get connected with us and inquire for the Motilal Oswal Home Finance Unlisted Shares

We will quote the current prevailing market rates of the Motilal Oswal Home Finance Unlisted Shares (Subject to availability)

If you agree on the rate and quantity, we will send our bank details. (Please note, we accept payment only through bank)

Buyer transfers the fund in our bank account and buyer also need to send their demat details (for initiating share transfer process)

Post receiving funds and demat details, we initiate transfer of Motilal Oswal Home Finance unlisted shares. The shares usually gets transferred on same/next working day in your demat account

For detailed buying process, refer here

What is the minimum lot size for buying Motilal Oswal Home Finance Unlisted Shares?

The minimum lot size for investing in Motilal Oswal Home Finance Unlisted Shares is 1000-2000 Shares

What is the lock-in period for Motilal Oswal Home Finance Unlisted Shares?

The Lock-in period for Motilal Oswal Home Finance Unlisted Shares will be Six Months. The Lock-in period starts from the date of IPO allotment

What happens after the lock-in period gets completed?

As per the SEBI guidelines, lock-in period for Pre IPO shares is six months. The lock-in period starts from the date of allotment of IPO. During the lock-in period, the shares remain in your account but are marked as locked. After six months, the shares automatically gets unlocked and one can sell it normally on stock exchanges like any other listed shares

Is buying Motilal Oswal Home Finance Unlisted Shares Legal?

Yes, buying Motilal Oswal Home Finance Unlisted Shares is completely legal

How to check price of Motilal Oswal Home Finance Unlisted Shares?

You can regularly check the updated price of Motilal Oswal Home Finance Unlisted Shares at our Website and on our Telegram Channel

When can we expect IPO of Motilal Oswal Home Finance?

The IPO of Motilal Oswal Home Finance may be expected in long term

Where to buy Motilal Oswal Home Finance Unlisted Shares?

At Unlisted Arena, you can buy Motilal Oswal Home Finance Unlisted Shares and many such Pre IPO Shares easily at most reasonable rates with a hassle-free process. Unlisted Arena is India’s leading dealer in Unlisted & Pre IPO Shares

How to sell Motilal Oswal Home Finance Unlisted Shares?

You can sell Motilal Oswal Home Finance Unlisted Shares:

Before IPO: You can sell Motilal Oswal Home Finance Unlisted Shares before IPO too. You need to have a buyer for this shares. We can also help you to liquidate your holdings of unlisted shares.

After IPO: Once the lock-in period is complete, you can sell the shares on stock exchanges(NSE/BSE) just like any other listed shares.

How to transfer Motilal Oswal Home Finance Unlisted Shares?

There are two methods to transfer Motilal Oswal Home Finance Unlisted Shares
Method 1 – Offline Transfer

In this method, you must have a Delivery Instruction Slip (DIS) book which is provided by your broker. All the demat broking companies have its own DIS book. Along with DIS, there is an annexure which is to be submitted by the seller. Annexure too is provided by the demat broking company. After filing DIS and annexure, duly signed by the seller, they are to be handed over to your respective broker. Post that, your broker will process the request and transfer the shares as per details provided

Method 2 – Online Transfer

One can also transfer shares online through E-DIS/Off Market share transfer. The client must check with their respective brokers if they provide such facility. One can also transfer shares through CDSL easiest (for CDSL Demat) and NSDL Speed-E (For NSDL Demat) after registering into it

Are Motilal Oswal Home Finance Unlisted Shares in demat form?

Yes, Motilal Oswal Home Finance Unlisted Shares are in demat form just like listed shares. You can buy and store them in your demat account. Like listed shares, Unlisted Shares also have their ISIN code so that you can verify the authenticity of shares

Where will be Motilal Oswal Home Finance Unlisted Shares/Pre IPO shares be reflected?

Once the process is complete, Motilal Oswal Home Finance Unlisted Shares will reflect in your demat account. The shares usually gets reflected in your Depository holdings (DP Holdings). You can check it in your stock brokers app/website. The shares are also shown on your DP transactions and holding statement.

You can also check your holdings in the following:

If you have CDSL Demat Account – CDSL Myeasi app

If you have NSDL Demat Account – NSDL Speed-E

Many investors do ask ‘How to buy Motilal Oswal Home Finance Unlisted Shares in Zerodha, Angel One, Upstox, etc?’
You can buy Motilal Oswal Home Finance Unlisted Shares in any demat account with any broking company

How much time will it take to get Motilal Oswal Home Finance Unlisted Shares credited in my demat account?

When it comes to delivery of unlisted shares- Be assured as Unlisted Arena is the fastest in delivering shares. Once the process is completed, we usually deliver the shares on same day or the next working day. i.e T day or (T+1) working day

How much STCG tax is applicable on Motilal Oswal Home Finance Unlisted Shares/Pre IPO Shares?

Short Term Capital Gains Tax: If unlisted shares are sold in 24 months or less, gains from such sale are taxed at the slab rate

How much LTCG tax is applicable on Motilal Oswal Home Finance Unlisted Shares/Pre IPO Shares?

Long Term Capital Gains Tax: If unlisted shares are sold after holding for more than 24 months, gains on such sale will be taxed at 20% after indexation

What will be the tax applicability if Motilal Oswal Home Finance Unlisted Shares gets listed?

Tax on Capital Gains on Unlisted Shares that are sold after getting listed: The tax rates will be the same as that on purchase and sale of listed shares.
That is, the long-term gains (shares sold after holding for more than one year) will be taxed at 10% after a threshold of ₹ 1 lakh per financial year.
Short-term gains (gains on selling shares in one year or less) will be taxed at 15%

Where can I find Motilal Oswal Home Finance Unlisted Shares price graph?

You can check the historical price trend by checking Motilal Oswal Home Finance Unlisted Shares price graph here. Motilal Oswal Home Finance Unlisted Shares price chart will help you get an idea about price-action. You can also check the current trend of Motilal Oswal Home Finance Unlisted Shares here

How to check valuations of Motilal Oswal Home Finance Pre IPO Shares?

For listed shares, there are numerous applications and website which shows the market capitalization of shares. But no need to worry, we have included market capitalization scenarios on our website which shows market cap/valuations of the company based on prevailing Unlisted Shares rates. In addition, we have also mentioned total number of shares so that you can easily calculate current market cap quickly without putting much efforts. Click here to see the valuations of Motilal Oswal Home Finance Pre IPO shares
Quick tip: Market Cap= Total Outstanding shares x Price per share

How to check latest news and developments related to Motilal Oswal Home Finance Unlisted Shares?

You can easily check latest developments, news related to Motilal Oswal Home Finance Unlisted Shares on our website without any sign up or login. Click here to know about latest news and happenings

Why trust Unlisted Arena for buying Unlisted Shares and Pre IPO Shares?

Unlisted Arena is a prominent name which facilitates Unlisted Shares & Pre IPO Shares safely and securely. All the transactions are done through bank accounts where no third parties are involved. Unlisted Arena always quotes transparent rates and is also known for its fastest delivery of Unlisted Shares and Pre IPO Shares. Unlisted Arena gets featured regularly in India’s top most financial publications. You can check media coverage of Unlisted Arena here

Is Motilal Oswal Home Finance a Pre IPO, Unlisted or Delisted share?

Motilal Oswal Home Finance is an unlisted company

Can NRIs buy Motilal Oswal Home Finance Unlisted Shares?

Yes, NRIs can also buy and sell Motilal Oswal Home Finance Unlisted Shares just like domestic investors. But their investment is on a non-repatriable basis

How is market price of Motilal Oswal Home Finance Unlisted Shares determined?

Like any listed shares, Unlisted Shares price is also determined by demand-supply of Unlisted Shares. Higher the demand, higher the price and vice-versa. The rates of Unlisted Shares are also derived from its performance, corporate actions such as declaration of results, bonus, dividend, etc. Another important aspect is share price/valuation of its listed peer. If the listed business is identical, unlisted companies share price/valuation will too be in similar fashio

What are the brokerage/charges for buying/selling Unlisted Shares/Pre IPO Shares?

At Unlisted Arena, we charge Zero Brokerage/Charges. The rates quoted by us are- net rates, i.e., you do not need to pay any brokerage or charges

How to buy Motilal Oswal Home Finance Unlisted Shares in Zerodha/Angel broking/HDFC Securities/Upstox/ICICI Securities or any other demat account?

One can buy Motilal Oswal Home Finance Unlisted Shares in any demat account – no matter with which broker you have a demat account. There is no need for separate/special demat account for buying Unlisted Shares

From where does Unlisted Arena source Motilal Oswal Home Finance Unlisted Shares?

Unlisted Arena sources Motilal Oswal Home Finance Unlisted Shares from existing investors looking to liquidate their investment

Will I get dividend, bonus on Unlisted Shares?

Yes, you are eligible to get dividend, bonus and/or any other corporate actions declared by the company. You need to hold the Unlisted Shares in your demat account on the record date declared by the company to be eligible for such corporate actions

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