| Name | Fino Paytech Ltd Unlisted Shares |
|---|---|
| Sector | Fintech |
| Security Type | Pre-IPO/Unlisted Equity Shares |
| Face Value | ₹ 10 |
| ISIN Code | INE511I01011 |
| Available in Depository | CDSL & NSDL |
| Fino PayTech Unlisted Share Price | ₹ 145 Per Equity Share |
| Lot Size | 100 Shares |
| Minimum Investment | ₹ 14000-14500 |
| All Time High | ₹ 430 |
| All Time Low | ₹ 85 |
| Highlights | - Provides financial inclusion services to the underserved and unbanked population in India - Strong presence in rural and semi-urban areas |
| PAN | AAACF9869M |
Fino Paytech, founded on July 13, 2006, is headquartered at Mumbai, with offices across India. It is a business and banking technology platform combined with an extensive services delivery channel, whose vision is to fulfill every financial service need of its customers, and thus become their universally preferred choice.
Fino Paytech is an institutional investor-driven company owned by international and Indian investors. The company has emerged as a thought leader, innovator and implementer of technology solutions for institutions like banks, micro-finance institutions, government entities and insurance companies. As an alternate banking channel, Fino Paytech enables seamless end-to-end customer sourcing and servicing.
Fino is a professionally managed company and is the parent company of Fino payments bank
Fino PayTech Investors:
Services:
Fino Paytech Consultancy Services (FCS) has been created to bridge the gap between formal financial institutions and unbanked populations across the world, and to add value to emerging branchless and micro banking channels across the developing world. Fino Paytech aspires to do this through its consultancy services and knowledge sharing.
Fino Paytech Consultancy Services (FCS) has been created to bridge the gap between formal financial institutions and unbanked populations across the world, and to add value to emerging branchless and micro banking channels across the developing world. Fino Paytech aspires to do this through its consultancy services and knowledge sharing.
Consultancy Services: Fino Paytech Consultancy Services (FCS) has been created to bridge the gap between formal financial institutions and unbanked populations across the country, and to add value to emerging branchless and micro banking channels across the developing world.
Banks: The company provides services to various banks like Financial literacy and agent training, Kisan credit card and overdraft facility, lending to customers, remittances on behalf of customers of banks, self-help group and ultra-small The company also offers services of enrollment of customers on behalf of the bank, delivery of products and services at remotest regions, distribution and information systems, among others.
Government: The company helps the government in the execution of schemes like MGNREGA, PFRDA and SSP.
Solutions:
Fino Paytech has developed applications that can be used to effectively acquire micro customers. This can be achieved using simple processes and minimal hardware (including mobiles) to address the infrastructural challenges on ground. Fino Paytech’s services also assist Indian entities to leverage this technology towards rapid acquisition of micro customers.
Customer Enrolment Solutions:
Unlike a banking model that requires customers to physically visit a branch, Fino Paytech’s Customer Acquisition System allows customers to be enrolled / acquired at the convenience of their doorstep. This process is quicker and simpler for customers as well as banks, while at the same time, it retains the core essence of banking as well.
Hardware Solutions:
Fino Paytech Financial Inclusion Solution is driven by robust and yet affordable technology and products. Fino Paytech provides a full suite of biometric products for enrolment, storage and verification, while also maintaining all back end system elements – thus enabling them to develop and offer exclusive financial inclusion applications.
This technology enables Fino Paytech’s clients to offer a rich variety of simple and accessible solutions with a whole range of products – including hand held devices, biometric smart cards, backend switches and micro deposit machines.
Operations Solutions:
The operations solutions team manages data messaging to churn out the required information for day-to-day planning and management of operations. The principals may either utilise some of the pre-designed reports by Fino Paytech, or ask for customised reports.
Source – Company Website
Fino Paytech – Financial Highlights & Performance
Details of Subsidiary/Associate Company:
Source-Annual Report FY 2020-21
Fino Paytech Shareholding Pattern as on 31-3-22
Source – Fino Paytech Shareholding Pattern FY2021-22
| Particulars | FY2021-22 | FY2020-21 | FY2019-20 | FY2018-19 |
|---|---|---|---|---|
| Total Income | 84,163.56 | 2,233.86 | 6,414.21 | 5,302.85 |
| Total Expenses | 23,608.61 | 3,782.48 | 5,574.95 | 4,917.44 |
| Profit/(Loss) before tax | 60,554.95 | (1,548.62) | 839.26 | 385.41 |
| Profit/(Loss) for the year | 52,363.86 | (1,603.89) | 805.98 | (922.79) |
| EPS (In INR) | 39.85 | (1.25) | 0.63 | (0.72) |
*Rates mentioned in the chart are indicative.
The trend indicator above has been derived from the current demand/supply of Fino Paytech Unlisted Shares. The trend has a tendency to change anytime depending on the market conditions and other events. This indicator must not be construed as any recommendation to buy/sell/hold.
Total Number of Outstanding Shares: 1,09,407,156 (As per Shareholding Pattern FY2021-22)
Add: Convertible Preference Shares: 23,831,215
Total Shares taken into consideration for calculating Market Cap: 1,33,238,371
Market Cap Scenarios:
At 100 Rs/Share, Fino PayTech Unlisted Shares values the company at approx. Rs. 1,332 crores.
This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Fino PayTech unlisted shares.
At 130 Rs/Share, Fino PayTech Unlisted Shares values the company at approx. Rs. 1,732 crores.
This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Fino PayTech unlisted shares.
At 150 Rs/Share, Fino PayTech Unlisted Shares values the company at approx. Rs. 1,998 crores.
This are just pre-defined scenarios, since the market cap is variable to price, you can calculate the latest market cap based on the ongoing rates of Fino PayTech unlisted shares.
| Name | Listing Status |
|---|---|
| MobiKwik | Unlisted |
| PayTm | Listed |
Fino Paytech Dividend:
Fino Paytech Rights Issue:
Fino PayTech Buyback:
No information found for Fino Paytech shares split
Process of Buying Fino Paytech Unlisted Shares
Get connected with us and inquire for the Fino Paytech Unlisted Shares
We will quote the current prevailing market rates of the Fino Paytech Unlisted Shares (Subject to availability)
If you agree on the rate and quantity, we will send our bank details. (Please note, we accept payment only through bank)
Buyer transfers the fund in our bank account and buyer also need to send their demat details (for initiating share transfer process)
Post receiving funds and demat details, we initiate transfer of Fino Paytech unlisted shares. The shares usually gets transferred on same/next working day in your demat account
For detailed buying process, refer here
The minimum lot size for investing in Fino Paytech Unlisted Shares is 200 Shares
The Lock-in period for Fino Paytech Unlisted Shares will be Six Months. The Lock-in period starts from the date of IPO allotment. (According to DRHP)
Q. What happens after the lock-in period gets completed?
Ans. As per the SEBI guidelines, lock-in period for Pre IPO shares is six months. The lock-in period starts from the date of allotment of IPO. During the lock-in period, the shares remain in your account but are marked as locked. After six months, the shares automatically gets unlocked and one can sell it normally on stock exchanges like any other listed shares
Yes, buying Fino Paytech Unlisted Shares is completely legal
You can regularly check the updated price of Fino Paytech Unlisted Shares at our Website and on our Telegram Channel
The IPO of Fino Paytech (Fino Paytech Limited) can be expected in very short term. The company has already filed its DRHP with SEBI
At Unlisted Arena, you can buy Fino Paytech Unlisted Shares and many such Pre IPO Shares easily at most reasonable rates with a hassle-free process. Unlisted Arena is India’s leading dealer in Unlisted & Pre IPO Shares
You can sell Fino Paytech Unlisted Shares:
Before IPO: You can sell Fino Paytech Unlisted Shares before IPO too. You need to have a buyer for this shares. We can also help you to liquidate your holdings of unlisted shares.
After IPO: Once the lock-in period is complete, you can sell the shares on stock exchanges(NSE/BSE) just like any other listed shares
There are two methods to transfer Fino Paytech Unlisted Shares
Method 1 – Offline Transfer
In this method, you must have a Delivery Instruction Slip (DIS) book which is provided by your broker. All the demat broking companies have its own DIS book. Along with DIS, there is an annexure which is to be submitted by the seller. Annexure too is provided by the demat broking company. After filing DIS and annexure, duly signed by the seller, they are to be handed over to your respective broker. Post that, your broker will process the request and transfer the shares as per details provided
Method 2 – Online Transfer
One can also transfer shares online through E-DIS/Off Market share transfer. The client must check with their respective brokers if they provide such facility. One can also transfer shares through CDSL easiest (for CDSL Demat) and NSDL Speed-E (For NSDL Demat) after registering into it
Yes, Fino Paytech Unlisted Shares are in demat form just like listed shares. You can buy and store them in your demat account. Like listed shares, Unlisted Shares also have their ISIN code so that you can verify the authenticity of shares
Once the process is complete, Fino Paytech Unlisted Shares will reflect in your demat account. The shares usually gets reflected in your Depository holdings (DP Holdings). You can check it in your stock brokers app/website. The shares are also shown on your DP transactions and holding statement.
You can also check your holdings in the following:
If you have CDSL Demat Account – CDSL Myeasi app
If you have NSDL Demat Account – NSDL Speed-E
Many investors do ask ‘How to buy Fino Paytech Unlisted Shares in Zerodha, Angel One, Upstox, etc?’
You can buy Fino Paytech in any demat account with any broking company
When it comes to delivery of unlisted shares- Be assured as Unlisted Arena is the fastest in delivering shares. Once the process is completed, we usually deliver the shares on same day or the next working day. i.e T day or (T+1) working day
Short Term Capital Gains Tax: If unlisted shares are sold in 24 months or less, gains from such sale are taxed at the slab rate
Long Term Capital Gains Tax: If unlisted shares are sold after holding for more than 24 months, gains on such sale will be taxed at 20% after indexation
Tax on Capital Gains on Unlisted Shares that are sold after getting listed: The tax rates will be the same as that on purchase and sale of listed shares.
That is, the long-term gains (shares sold after holding for more than one year) will be taxed at 10% after a threshold of ₹ 1 lakh per financial year.
Short-term gains (gains on selling shares in one year or less) will be taxed at 15%
For listed shares, there are numerous applications and website which shows the market capitalization of shares. But no need to worry, we have included market capitalization scenarios on our website which shows market cap/valuations of the company based on prevailing Unlisted Shares rates. In addition, we have also mentioned total number of shares so that you can easily calculate current market cap quickly without putting much efforts. Click here to see the valuations of Fino Paytech Pre IPO shares
Quick tip: Market Cap= Total Outstanding shares x Price per share
You can easily check latest developments, news related to Fino Paytech Unlisted Shares on our website without any sign up or login. Click here to know about latest news and happenings
Unlisted Arena is a prominent name which facilitates Unlisted Shares & Pre IPO Shares safely and securely. All the transactions are done through bank accounts where no third parties are involved. Unlisted Arena always quotes transparent rates and is also known for its fastest delivery of Unlisted Shares and Pre IPO Shares. Unlisted Arena gets featured regularly in India’s top most financial publications. You can check media coverage of Unlisted Arena here
Fino Paytech is a Pre IPO company. Fino Paytech has not revealed its IPO plan as of now but there is a market buzz that Fino Paytech may go for a reverse merger with Fino Payments Bank (listed)
Yes, NRIs can also buy and sell Fino Paytech Unlisted Shares just like domestic investors. But their investment is on a non-repatriable basis
Like any listed shares, Unlisted Shares price is also determined by demand-supply of Unlisted Shares. Higher the demand, higher the price and vice-versa. The rates of Unlisted Shares are also derived from its performance, corporate actions such as declaration of results, bonus, dividend, etc. Another important aspect is share price/valuation of its listed peer. If the listed business is identical, unlisted companies share price/valuation will too be in similar fashion
At Unlisted Arena, we charge Zero Brokerage/Charges. The rates quoted by us are- net rates, i.e., you do not need to pay any brokerage or charges
One can buy Fino Paytech Unlisted Shares in any demat account – no matter with which broker you have a demat account. There is no need for separate/special demat account for buying Unlisted Shares
Unlisted Arena sources Fino Paytech Unlisted Shares from existing investors looking to liquidate their investment
Yes, you are eligible to get dividend, bonus and/or any other corporate actions declared by the company. You need to hold the Unlisted Shares in your demat account on the record date declared by the company to be eligible for such corporate actions
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